Direct general auto insurance is used to be purchased primarily through local agents or car insurance agents, in these days the internet provides fast and simple access to car insurance companies across the country. From learning about favorite topics such as “how much car insurance do you need” to finding a list of potential car insurance companies with the click of a mouse. Direct general insurance is the easiest way to both (a) save money on car insurance and (b) find an excellent coverage. Many wells trusted insurance providers like Esurance and 21st Century Insurance to specialize in offering auto insurance direct to drivers.
Auto insurance has always been about personal preferences. People have different needs, and they decide to choose a particular company to provide protection and coverage for their cars, life, health, and all things related. It is difficult for a corporation to be the right choice for everyone. However Direct General Insurance or more commonly called as Direct Auto Insurance is trying to be one, and it does its purpose quite well indeed. Similar to most insurers, the company gives options for drivers to purchase full coverage auto insurance based on the state’s minimum liability requirement, yet it also provides additional coverage, protection, and more. There are at least five differentiating features of Direct General Auto Insurance as listed below.
1. Credit history is not a variable
Despite the controversy about using credit history or score to determine the premium rate for customers, some companies still need this personal and sensitive information as a requirement to apply for insurance. Bad credit score means you need to pay a higher premium because the company thinks there is a greater possibility of you missing a payment or two. Direct Auto Insurance does not use this sensitive data as a variable to determine your premium, so it does not matter if your credit history is not actually in good shape.
2. High-risk drivers are welcomed
If you are listed under “high-risk” category by insurance companies, chances are your application will be rejected and you will find difficulties in purchasing coverage. You are considered “high-risk driver” for various reasons, for example, repeated speeding or DUI, driving expensive cars or you are old. Such driver requires non-standard coverage which in most cases means a higher premium. Direct General Insurance https://directcarinsurance.org/direct-insurance-carriers/ allows you to apply for its coverage regardless of driving records, old traffic tickets, car models, and so on.
3. Customized payment
It is probably the most customer-oriented option from Direct Auto Insurance. The company gives three different payment methods; it allows you to choose any date in a month to pay your bill, arrange the installment plans, and determine your monthly cost depending on your down payment. You are not even required to have a credit card or a checking account to make payment.
Another important thing about insurance is how easy the company is accessed in case you need help. Direct Auto Insurance has a network consisting of more than 400 offices in 13 states, so you can get any assistance very easily anytime necessary. You can even do every procedure such as filing claim, request quotes, make a payment via its official website 24 hours a day seven days a week.